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Recurring payments · BLIK + cards

One consent. Payments that keep your service running.

Accept recurring charges for memberships, subscriptions and regular services through BLIK or a saved card. Your system chooses the time and amount, and dpay processes the payment.

  • BLIK and cards
  • Fixed or variable amounts
  • Payment results sent to your system

Your system

Monthly plan · PLN 59.99

Customer consent confirmed

ready

Saved payment method

BLIK · active consent

Schedule in your system

every month

15 Jul

Paid

15 Aug

Next

15 Sep

Scheduled

Next charge submitted by your system

without another BLIK code

How it works

From customer consent to the next paid service period.

One straightforward process connects your subscription, the payment and its result.

  1. Step 01

    The customer chooses recurring payments

    Show the amount, frequency and service terms in your store or application.

  2. Step 02

    They give consent once

    They confirm with a BLIK code or approve the card in their banking app.

  3. Step 03

    Your system submits the charge

    At the chosen time, your system sends dpay the amount of the next payment.

  4. Step 04

    You receive the result

    The payment result returns to your system automatically.

Two popular methods

The customer chooses BLIK or a card. Your system keeps one operating model.

The confirmation journey differs by payment method. Your system still submits each subsequent charge and receives the result automatically.

BLIK

BLIK recurring payments

The customer gives consent for subsequent payments and confirms it with a BLIK code in their banking app. When payment is due, your system submits the next charge to dpay.

  • Consent without taking the first payment
  • Fixed or variable amount
  • Limits for a single charge and the full service
  • Consent status available to your system

The way subsequent charges are approved depends on the BLIK service option selected for your customer journey.

BLIK recurring payment documentation

Your system stays in control

Your system runs the cycle. dpay processes the payment.

dpay does not set the schedule or subscription rules. When a payment is due, your system sends dpay the amount and the saved payment method reference.

Charge timing

Defined by the logic of your service.

Amount

Fixed or variable within the agreed limit.

Consent scope

Single and total limits, plus an expiry date.

Payment result

The result of every payment returns to your system.

Example for developers
POST /api/v1_0/payments/register
{
  "transactionType": "blik_recurring",
  "service": "SHOP_ID",
  "value": "59.99",
  "blik_alias": "SUB-84721-PAYID",
  "url_ipn": "https://your-company.example/api/ipn",
  "checksum": "e3b0c44298fc..."
}

200 OK
// the final result is delivered through IPN

Where it fits

When customers return regularly, payments should keep up.

SaaS and digital services

Renew access to applications, content and packages without sending the customer through checkout again.

Passes and memberships

Collect fees for clubs, classes, communities and paid membership programmes.

Regular deliveries

Collect payment for subscription boxes, catering, cosmetics or other regularly ordered products.

Plans and services

Charge for hosting, support, service packages and amounts that can be fixed or variable.

More advanced customer journeys

Not every service starts with the first charge.

You can save a card without taking a payment, request consent when the customer chooses a paid service, and submit the first charge later.

Save a card without a charge

Add a card to the customer account without taking funds.

Consent at purchase

Ask for consent when the customer chooses a paid service.

Temporary hold

Check that funds are available and capture the correct amount later.

Variable charges

Match each charge to actual usage within the consent limits.

Before you start

Choose the methods and rules for subsequent payments.

Recurring payments require a connection to your system and activation of the selected method on your dpay account.

01

Payment model

BLIK, cards or both, together with the amount and frequency rules.

02

System connection

Securely link the saved method to the customer account and submit subsequent charges.

03

Payment results

Handle successful and failed payments, and request consent again when the previous consent expires.

Frequently asked questions

Recurring payments, explained clearly.

The payment mechanism stays separate from the system that manages your subscriptions.

Does dpay collect payments according to a schedule?

No. Your system determines the time and amount, then submits the payment request to dpay. dpay processes the payment and returns the result, so your subscription rules remain in your system.

Does the customer confirm every subsequent payment?

For cards, the customer usually does not need to approve each subsequent charge again. For BLIK, it depends on the selected service option: a payment can run without customer action or require confirmation in the banking app.

Does my system store card details?

No. Instead of full card details, your system stores a secure reference to the card and links it with the customer account or a specific service.

Can the amount change between payments?

Yes, if the consent configuration and enabled payment model allow it. You can set a fixed or maximum amount, a total limit and an expiry date.

How do I stop recurring charges?

Your system stops submitting further payment requests. A saved payment method does not trigger a charge by itself. Consent can also expire or be withdrawn.

How do I enable recurring payments with dpay?

In the form, choose BLIK, cards or both and describe the amounts and frequency. You will receive the customer-consent rules, integration steps and the information required to activate the service on your account.

Recurring payment enquiries

Let’s talk about regular payments.

Tell us about your subscription, service or billing model. Our reply will list the available methods, customer-consent rules and the first integration steps.

  • Recurring BLIK and card payments
  • Fixed or changing amounts
  • Connected to your system with payment confirmations

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