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BLIK deferred payment

BLIK Pay Later in your shop.

The customer selects BLIK Pay Later, enters a BLIK code and confirms the purchase in their banking app. They have 30 days to repay under the financing provider's terms, while you receive the payment result in dpay.

  • 30 days to repay
  • Limit up to PLN 4,000
  • PKO BP · VeloBank · Millennium · SGB
BLIK Pay Later
BLIK Pay Later on the dpay payment page

On the dpay payment page

The customer selects the method and returns to your shop after confirmation.

BLIK with deferred payment

Another option for customers who want to pay later.

The method appears alongside other payment options. Availability, the limit and terms depend on the customer's bank and the financing provider's decision.

The same BLIK code

The customer selects BLIK Pay Later, enters a code from their banking app and confirms the purchase.

A limit up to PLN 4,000

During activation, the customer may receive a shopping limit. Its amount is assessed individually by the financing provider.

30 days to repay

After the purchase, the customer manages the obligation and repayment in their banking app, while the shop receives the payment result.

Service availability

BLIK Pay Later in PKO BP, VeloBank, Millennium and SGB.

The method is currently available to customers using BLIK in the apps of PKO Bank Polski, VeloBank, Bank Millennium or SGB banks.

Service availability and the limit amount are assessed individually during activation. The list of supported banks may change.

PKO Bank Polski

VeloBank

Bank Millennium

SGB Cooperative Banking Group

Payment journey

Three simple steps for the customer.

  1. Step 01

    Select BLIK Pay Later

    The customer selects the method on the payment page and enters a BLIK code from their banking app.

  2. Step 02

    Activate or confirm the service

    On first use, the customer sees their available limit and terms, then confirms the purchase in the banking app.

  3. Step 03

    Return to the shop

    dpay sends the payment result so the shop can continue processing the order.

One journey, clear roles

The customer chooses how to pay. You manage the sale.

Customer side

  • Use a BLIK code from their banking app.
  • See the available limit and terms during activation.
  • Manage repayment in their bank's app after the purchase.

Your business side

  • Offer the method alongside other dpay payments.
  • Receive the result through your standard payment flow.
  • The financing provider assesses the customer and presents the terms.

dpay pricing

See current BLIK Pay Later terms.

Current fees and terms are always available in the dpay price list.

See current pricing

More ways to pay

Add the methods your customers are looking for

BLIK Pay Later enquiries

Add BLIK Pay Later to your store.

Share your store URL and tell us how you accept payments today. Our reply will state method availability for your account and list the activation steps.

  • The familiar BLIK flow
  • Terms shown by the customer’s bank
  • Payment result handled by dpay

By sending this form, you confirm that you have read our privacy policy (available in Polish).

Get started with dpay

Start accepting payments in your business

Create an account and complete verification. If you need help, our team is ready to answer your questions.

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