The customer pays later. You sell today.
Offer BLIK Pay Later, PayPo and Twisto in one payment journey. The selected provider handles financing and repayment.
- BLIK Pay Later
- PayPo and Twisto
- One dpay integration
Buy now, pay later with dpay
Choose the method that fits your customers.
Each method has its own provider journey and terms. Dedicated pages explain what you need to know before launch.
The customer confirms the purchase through their bank. Availability depends on the bank and the offer presented to the customer.

The customer selects PayPo and completes the purchase in the provider's flow. Availability and terms are set by PayPo.

The customer can defer the payment or split it into instalments. Twisto shows the options available to that customer.

FAQ
Frequently asked questions
How do buy-now-pay-later payments work?
Which buy-now-pay-later methods are available with dpay?
Who finances the purchase and assesses the customer?
When can the shop fulfil the order?
Where can merchants and customers check fees and terms?
dpay pricing
Current buy-now-pay-later rates are in the price list.
See the current fees for BLIK Pay Later, PayPo and Twisto in one place.
More ways to pay
Add the methods your customers are looking for
BLIK
The customer enters a code from their banking app and confirms the payment on their phone.
Learn morePayment cards
Accept secure Visa and Mastercard payments from customers in Poland and abroad.
Learn moreOnline bank transfer
The customer selects their bank and approves a transfer with the details filled in automatically.
Learn moreGet started with dpay
Start accepting payments in your business
Create an account and complete verification. If you need help, our team is ready to answer your questions.
Start accepting paymentsOne integration
Popular payment methods