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Testing a business idea

Online payments for unregistered business activity in Poland.

Selling services, handmade goods or digital products without an online store? Tell us how you operate and we will check whether dpay payments can be enabled for your case.

  • No online store required
  • A link with an amount and description
  • Payment status in the dashboard
  • Activation after verification
dpay
PLN 249.00

Choose a payment method

No payment method selected.

Polish payment method
dpay payment gateway with BLIK, bank transfer and card available.

Payment without a cart

A convenient payment for your customer. Organised incoming payments for you.

Unregistered business activity often starts in a direct message, on a social profile or after agreeing a price individually. A payment link helps complete that sale without building an online store.

01

Create a link for a specific amount

Add an amount and description matching the agreed order or service.

No product catalogue or shopping cart integration.

02

Send it where you talk to the customer

Share the link in a message, email or another channel where you complete the sale.

A short path from the agreement to the payment.

03

Let the customer choose a convenient method

The customer pays on a dpay page using the methods enabled for your account.

Method availability depends on verification and account configuration.

04

Check the result in the dashboard

See payment statuses and match each incoming payment to the relevant order more easily.

The dpay dashboard does not replace the sales records required by law.

How it works

From your enquiry to the first payment link.

We first check whether your type of sales and operating model can be supported by dpay.

  1. 01

    Describe how you sell

    Tell us what you offer, where you find customers and how an order is fulfilled.

  2. 02

    Complete verification

    We verify your identity, sales model and the information required to enable payments.

  3. 03

    Create and send a link

    Once activated, prepare a payment with an amount and description, then share it with the customer.

  4. 04

    Keep your own sales records

    Monitor the revenue limit and maintain the required records independently of the data available in the dpay dashboard.

Built for

For sales that start on a small scale.

A payment link works well when your offer is simple and you agree the purchase terms directly with the customer.

Services and consultations

An online session, tutoring, a project or a one-off service priced after agreeing the scope.

A link for a specific customer and amount.

Handmade goods and small batches

Made-to-order products and sales conducted through messages or social media.

No need to launch a full online store.

Digital products

Materials, access or content delivered to the customer through your agreed sales process.

The payment is separate from the delivery method.

Bookings and deposits

An advance payment agreed with the customer for a date, service or order preparation.

A clear amount and payment description.

Important: unregistered business activity in Poland is subject to statutory conditions, a revenue limit and obligations on the seller. In 2026 the limit is calculated quarterly. Check the current rules at Biznes.gov.pl. If you need a tool for collecting payments, also explore the dpay payment link.

Questions and answers

What to know before you start.

Can I accept online payments without registering a company in Poland?

We assess the possibility of enabling payments for a person conducting unregistered business activity individually. Verification of your identity, type of sales and operating model is required. The absence of a CEIDG registration does not mean automatic acceptance or rejection.

What is the unregistered business revenue limit in Poland in 2026?

From 1 January 2026, the limit is quarterly and equals 225% of the minimum wage. In 2026 this is PLN 10,813.50 of revenue due per quarter. Always confirm the rules and amount in an official source.

Do I need an online store?

No. You can send a payment link after agreeing the product, service and amount with the customer, for example in a message or email. A full store integration is not required.

Does the dpay dashboard replace the simplified sales register?

No. The dashboard helps you check transaction statuses, but it does not replace sales records or other tax and consumer-law obligations. The seller remains responsible for meeting those requirements.

What happens if I exceed the limit?

According to Polish government information, the activity becomes a registered business from the day the limit is exceeded, and an application for entry in CEIDG must be filed within 7 days.

Can every type of activity be conducted without registration?

No. An activity requiring a concession, permit or entry in a regulated-activity register cannot use this form. Depending on what you sell, VAT, cash-register, NIP or KSeF obligations may also apply.

Check your case

Tell us what you sell.

Describe the products or services you offer and how you reach customers. We will check the possible route to enabling payments.

  • An answer tailored to your case
  • Clear information about the required verification
  • No obligation to activate

By sending this form, you confirm that you have read our privacy policy (available in Polish).